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Riju R. Sam

Loan Officer

Bio: As a mortgage loan originator, my objective is to find you a lender that is suitable for your particular financial situation. When you work with me, you are not just an account number. There is no call center to "press 1-2-3" to wait for the next available representative to know the status of your loan application. I am available at your convenience, 7 days a week, to discuss loan options, for rate quotes and to provide fast pre-approvals.

Phone: (818) 275-1019

NMLS#: 1101409

License states: Pennsylvania, Texas, Florida, Arizona, Colorado, Oklahoma, California

Spoken Language: English, Hindi, Tamil

Mortgage Rates

Why are our rates so low?

  • 1. We shop dozens of the top lenders in real time to find you the best rate.
  • 2. Loan Factory was the #1 Mortgage Broker in the US in 2021 & 2022. Because of this volume, we can negotiate ridiculously great rates with lenders.
  • 3. Our profit per loan is much lower than others. I know that if I give you an amazing rate, term, and service you will share your experience with others.

What makes us different?

Lenders

  • Provide customized, real-time rate quotes
  • Immediate notification of any market rate movements
  • Comprehensive rate comparisons across all lenders

Other brokers

  • Provide customized, real-time rate quotes
  • Immediate notification of any market rate movements
  • Comprehensive rate comparisons across all lenders
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